As a Branch Manager at Citywide Home Loans, it is my responsibility to ensure the mortgage process is a smooth and easy experience. My Team and I pride ourselves on our excellent customer service and strive to keep in constant communication with my clients, realtors and referral partners. You can count on me and my team for responsible, honest, and ethical service in every step of the process.

Branch Manager

Kirk Johnson is your South Ogden local lender. As a loan officer at Citywide Home Loans, Kirk is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Kirk at (801) 564-6070 for more information!

Kirk Johnson at Citywide (NMLS #91982)

Grant Holmes is your South Ogden local lender. As a loan officer at Citywide Home Loans, Grant is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Grant at (801) 300-4540 for more information!

Grant Holmes at Citywide (NMLS #363446)

With eight years of dedicated experience in the residential real estate industry, Matt Kay brings a wealth of expertise to his role as a Mortgage Loan Originator. Having started as a real estate agent, his seamless transition into the mortgage industry is a natural evolution that aligns with his passion for the real estate sector. 



Throughout his career, Matt has cultivated a positive and detail-oriented approach, emphasizing a ""glass is half full"" attitude. He prides himself on organizational skills and a collaborative spirit, attributes that contribute to a smooth and efficient mortgage process. Motivated, approachable, honest, strategic, and confident—these adjectives encapsulate his professional persona. 



One standout aspect of Matt's career is his commitment to client satisfaction. He places immense value on client relationships, ensuring transparent communication to eliminate surprises during the mortgage transaction. His goal is to provide an unforgettable experience, leaving clients fully satisfied with the process. 



In terms of achievements, Matt is excited to be part of a dynamic industry with limitless potential. Building new relationships and leveraging existing ones to help clients achieve their dream of homeownership is a source of great joy. Witnessing the relief clients feel when consolidating monthly debt or using home equity for renovations is particularly rewarding. 



Beyond his professional pursuits, Matt is actively involved in Habitat for Humanity, reflecting his commitment to community service. In his free time, he enjoys skiing, mountain biking, camping, hiking, hunting, meditation, and socializing. Most importantly, spending quality time with his son brings immense joy to his life. 



As a unique personal ritual, Matt kickstarts each day with a cold plunge or shower, finding that it sets a resilient tone for the rest of the day.

Loan Officer

Matthew Kay is your South Ogden local lender. As a loan officer at Citywide Home Loans, Matthew is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Matthew at (801) 525-2170 for more information!

Matthew Kay at Citywide (NMLS #2540128)

South Ogden

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3 Loan Officers in South Ogden, UT