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Our Company Vision

Leadership Is Taught By Example

At Citywide, everyone matters. Customers, partners, and employees are the foundation of our company.

Citywide Home Loans was founded on December 7, 1998 by Steven J. Goorman as Citywide Funding. His entrepreneurial, dynamic, and determined style has grown the small broker company of just 5 employees to the large corporation it is today. Even though Citywide Home Loans now employs nearly 800 employees and covers more than 37 states, the company still maintains its small company roots. Steve Goorman lives by the motto, "leadership is taught by example."

Our vision for Citywide & CHL Mortgage is to continue to grow by seeking new opportunities & products to better serve our customers & employees while keeping true to our rich history & values.
Leadership
Steve J. Goorman
Founder & President

Steve J. Goorman

Founder & President
Steve Goorman is a true original. A strong leader whose vision and commitment to his employees and customers has fueled the incredible growth of Citywide over the years. Steve is in the office every day and continues to ensure that the company stays true to its roots and that each person, both customers and employees, that Citywide works with is cared for and treated like family. Committed to creating more opportunities and providing innovative products, Steve is leading the organization into another period of strong growth and giving more and more families access to the company’s superior service. Citywide truly is a reflection of Steve and the principals he stands for.
Teresa Whitehead
Chief Executive Officer

Teresa Whitehead

Chief Executive Officer
Teresa is the driving force at Citywide Home Loans and has an extensive background in all aspects of the mortgage industry. Since joining Citywide in December 2009, she has been instrumental in leading the organization and directing the significant growth of the company. Her vision and leadership will assure success as Citywide continues to grow in the future.


Teresa is a founding member, and the Secretary/Treasurer, of the Utah Mortgage Bankers Association. She served as member of the CFPB panel on the impact of Dodd-Frank mandated increased HMDA data collection and reporting. She is currently the Vice Chair of the MBA State Legislative and Regulatory Committee as well as the mortgage expert on Fresh Living which airs on KUTV Channel 2 in Salt Lake City.
Mike Iorio
Chief Operations Officer

Mike Iorio

Chief Operations Officer
Mike brings 20+ years of experience in banking and home financing as a senior leader. His career has included leadership roles with mortgage strategic partnerships and joint ventures, residential mortgage origination, underwriting, operations, REO sales and management, Short Sales, and commercial banking.
Pam Cooper
Chief Financial Officer

Pam Cooper

Chief Financial Officer
Pam brings a wealth of knowledge and expertise in finance and accounting as it relates to mortgage banking. She has been in the mortgage industry since graduating from the University of California, Irvine in the 1980’s and was on the accounting team that took Plaza Home Mortgage public in the 1990’s. She spent 11 years in the Assurance and Advisory department of Deloitte & Touche specializing in financial services. Recently, she has held senior leadership and executive positions at W.J. Bradley Mortgage, Aurora Loan Services, Home American Mortgage (captive mortgage company for Richmond American Homes). She is known for her hands on approach to developing sophisticated financial forecast models, strategic plans and budgets. She has also designed and led successful implementations of internal control processes and procedures. She is an active Certified Public Accountant.
Tony Pinto
Executive Vice President

Tony Pinto

Executive Vice President
Tony has been with Citywide for over 10 years. He started as an originator in our Corporate office in Salt Lake. Seven years ago, Tony moved to California with the plan to grow a region for CHL. Fast forward to now, Tony supports 22 branches in multiple states. The volume of his region last year was over $570 million with current production running at about $60 million per month. He will continue to guide his current group and will expand his role by providing support, recruiting, mentoring and coaching for a wider group inside the Citywide family.

Justin Peterson
Vice President of Strategic Initiatives

Justin Peterson

Vice President of Strategic Initiatives
Justin is responsible for identifying, evaluating and implementing programs and initiatives that will assist Citywide in achieving corporate goals. A large portion of his responsibilities lies with creating and growing valuable industry relationships, joint ventures and acquisitions. Justin joined Citywide in April of 2015 and brings more than 20 years of success and experience from multiple industries in Sales, Marketing, Business Development and Commercial Operations. Justin is a Navy veteran and has his Bachelor's Degree from Brevard College in North Carolina and a Master’s of Business Administration from the University of Utah.
Quinn Richins
Vice President of Marketing

Quinn Richins

Vice President of Marketing
Quinn has over 25 years of experience in marketing with a demonstrated history of working in the financial services industry. Skilled in Sales, Short Sales, Foreclosures, Refinance, and U.S. Department of Agriculture (USDA). Strong marketing professional with a Master of Business Administration (M.B.A.) focused in Marketing from University of Utah - David Eccles School of Business.
Ben Lemon
Vice President of Sales

Ben Lemon

Vice President of Sales
Ben Lemon is Vice President of Sales at Citywide Home Loans, bringing over 15 years of experience to his clients. Ben is a top producer and has acquired and implemented many skills that set him and his team apart from others. Ben grew up in Missouri, he later moved to Utah and spent his childhood working hard on his family’s dairy farm. He has carried that work ethic with him and has utilized it to help build his team and create an exceptional experience for his clients. Taking care of his clients and relationships is Ben’s top priority. When Ben isn’t working, you can find him on the golf course, spending times at his children’s sporting events, and most importantly, spending time with his beautiful wife Jodi.
Jeremy Coccimiglio
Vice President of Sales

Jeremy Coccimiglio

Vice President of Sales
Jeremy joined Citywide in March of 2015 and has been a producing sales leader in the industry since 1997. He is a Utah native and manages various branch offices for Citywide across the Intermountain West. Jeremy has now served as a regional manager and later as a Vice President of Sales at two different mortgage companies and brings that breadth of experience to benefit the group he leads. He has a hands-on approach to helping top producers and branch managers both to lead and expand their teams and offices. He has his bachelor’s degree in Economics from the University of Utah, with a focus on finance and accounting.

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