Brannon has more than ten years of experience helping hundreds of happy clients. His mission is to provide you with constant communication, accountability and to close your loan on time. Brannon’s motto is “Each person’s situation and mortgage is unique. While having the right home loan is essential, it is equally important to have a loan officer that will listen to your needs, goals and financial strategies.
Brannon has more than ten years of experience helping hundreds of happy clients. His mission is to provide you with constant communication, accountability and to close your loan on time. Brannon’s motto is “Each person’s situation and mortgage is unique. While having the right home loan is essential, it is equally important to have a loan officer that will listen to your needs, goals and financial strategies.
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AZ BK #0913402.
Licensed by the Department of Financial Protection and Innovation Under the California Residential Mortgage Lending Act RMLA #4131296. California Finance Lenders Law License #6031344.
For State of Nevada residents Citywide Home Loans, LLC, is a mortgage lender promoting the loan products or services contained in this article; the business phone number that Citywide Home Loans, LLC maintains on file with the State of Nevada Department of Business and Industry is (801)747-0200.
Registered under Texas SML Mortgage Banker Registration.
I believe every customer should have the best loan experience possible. Fill out this short form to request a quote or for any other information.
Thank you to Brannon at Citywide Home Loans!! My husband and I recently re-financed our home with the guidance and support of Brannon. He spent plenty of time to ensure we were comfortable and kept us informed throughout the entire process. With his professional and likable demeanor, I would not hesitate to recommend him to anyone looking for a home loan.
Carmen M.Wow! What a great person to help with all of the long paperwork, number crunching, and explanations! Not only was his personality easy going, but it was very thoughtful as well! It was obvious he had our best interests in mind and goal. We appreciated his careful, conservative estimations as we wanted to be as prepared as possible, for all fees at the time of closing. We would most definitely recommend him to anybody looking for a truthful job well done. We will settle into our new house and when the time comes for upgrading/refinancing, we'll always have somebody to count on- which means a lot these days!
Kimberly B.Brannon is very positive and there to help anyone looking to refinance or obtain a home loan. He is very knowledgeable with what is available and is there to help. I would highly recommend giving him a call.
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Conventional
Traditional loan programs that usually require at least 5% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary.
VA
Offers long term home loans to active duty US Military service members, eligible American veterans and reserves or their surviving spouses. Citywide offers reduced fees on VA Loans and even has Veteran Loan Officers on staff that can assist you with your VA Loan.
Construction Loans
A short term interim loan for financing the cost of new home construction. The loan is made directly to the borrower and managed by Citywide’s experienced Construction Department.
State Bond
Programs that offer 100% financing to first time and repeat homebuyers. These low cost, low interest mortgage programs enable more people to invest in their own homes.
Rural Housing
USDA programs that provide homeownership opportunities to individuals in qualifying rural areas.
Jumbo
Loan programs that offer financing for loan amounts greater than the convention or high balance limits.
FHA
FHA-insured loans require very little cash investment to close a loan as well as offering more flexibility in calculating household income and payment ratios.
Home Renovation
Designed to create opportunities to repair or improve existing homes and increase the value of the home in a single mortgage with low, fully amortized, rates.
Down Payment Assistance
Loan programs and grants designed to help homebuyers with a portion of, or all of, the down payment required to purchase their new home.
ARMs
A variable rate mortgage, ARMs typically have a lower initial rate than a fixed-rate mortgage. A cap limits the increases in P&I at each adjustment.
Interest Only
An interest-only loan is a loan in which, for a set term, the borrower pays only the interest on the principal balance, with the principal balance unchanged.
80/10/10
Commonly referred to as a piggyback loan, 80/10/10 eliminates the needs for the borrower to pay private mortgage insurance (PMI).
Home Equity Conversion Mortgage
For those 62 years of age or older, a Reverse mortgage allows you to convert part of the equity in your home into cash without having to sell your home or pay additional monthly bills.
And many, many more
Citywide prides itself on having the products that our customers need. Don't see the loan program you were looking for? Reach out to us and ask- we're sure to have a program to fit your needs.
