A conventional loan is a type of mortgage loan that is not insured or guaranteed by the government. Instead, the loan is backed by private …
For those looking to join the ranks of homeownership, the question about whether to buy an existing home or to have one built can be …
When considering which kind of mortgage to you want, a 15-year mortgage has a lot of upsides. You will, after all, eliminate your house payment …
Escrow is an account opened with a third party during the mortgage closing process that protects the interests of the buyer, the seller, and the …
Our kids and grandkids look forward to Halloween almost as much as Christmas. They start thinking months in advance about cool costumes and which neighbors …
Mortgage rates hit a historic low last year, but now we see them creeping up again. This has many homeowners thinking about refinancing before rates …
Many first-time homebuyers have never heard about mortgage insurance, and yet, may find themselves needing it down road. The following is a small breakdown of …
Feeling the itch to move lately? Whether you’ve outgrown your current space, or simply want a change of scenery, here are 5 reasons why it …
Lots of people have an idea of what their dream home looks like, and for most of those people, the only feasible way to get …
Refinancing a home’s mortgage is a shiny option that homeowners have to tap into the equity that they have built up in their house, or …
Looking to buy a new home, but not sure how your debt factors into the equation? Here are some suggestions to help you decipher how …
No one wants to think about winter coming yet, but September is actually the best time to start getting your lawn ready to bounce back …
Although warranties are commonplace for many major purchases, you may not be aware that they’re also available to home buyers. What is a home warranty? First …
We are a little over halfway through 2019, and we’ve taken a bit of time to sit back and look at what the housing market …
When it comes to buying a home and acquiring a loan for your home, there are so many variables that contribute to what kind of …
When it comes to your decor and design in your home, even the simplest and smallest of decisions make a big impact. A bigger impact …
When it comes to selling your home, you may feel like large amounts of stress are inevitable. While discomfort is to be expected with most …
Your credit score is a three-digit number lenders use to help them decide how likely it is they will be repaid on time, if they …
Having a reputable real estate agent in your corner can make a world of difference when it comes to the home buying process. Whether you’re …
Refinancing your mortgage is a pretty natural step for you to take within a few years of you buying your home. Refinancing your loan will …
Can you use a reverse mortgage to buy a home? The short answer is yes, but the long answer requires more extensive research. Before discussing …
What is an investment property? An investment property, in the traditional sense, is a property usually not inhabited by the homeowner, or is inhabited on …
You’re in the mood to update your home, but you’re not sure how long you’ll be there. You have a limited budget, so you want …
Buying a home for the time is an exciting process. However, erring on the side of caution is in your best benefit to ensure you’re …
While downsizing is a natural progression for many senior citizens, it’s not always preferential or cost effective. For seniors looking to make their existing space …
Preparing your home for a showing may initially seem like a daunting task, but these simple staging tips will ensure that your home is walk-through …
Many families need to limit the money they spend on summer fun. Saving to buy a house or to fix up your home and yard …
As a first-time homebuyer, you may not be aware of the existence of certain tax breaks. No matter who you are, it’s a good idea …
We all know the importance of curb appeal. The idea of curb appeal can be a bit vague, aside from the idea that your home …
The current housing market, especially here in Utah, is expanding quickly. If you are looking to buy, you probably know that you have to make …
We all know that the bathroom is one of the most important rooms when you are trying to sell a home. However, it’s often one …
Downsizing makes sense for many senior citizens, and there are a variety of benefits that come with choosing to do so. Firstly, what are the options …
Selling your home is a complex process, and making mistakes often comes with the territory. However, some larger mistakes may have lasting consequences that are …
An appealing first impression makes a big difference, whether you’re selling or buying a home, or just trying to fit into your neighborhood and enjoy …
Home inspections are often a crucial part of the home buying process, but are they necessary? For starters, what is a home inspection? Home inspections are …
With the weather warming up, that familiar spring itch is back: the spring cleaning itch. Something about that warmer weather just makes you want to …
When you’re looking to buy a home, one of the most important key aspects of the buying process and going about acquiring a home loan, …
Buying a home for the first time requires the marriage of several moving parts. Even seasoned homebuyers can find the process to be daunting. Knowing …
Downsizing to a smaller home is not only cost effective, but can be pivotal in stress reduction. For senior citizens in particular, a smaller home …
Should you buy a house, or start from scratch and choose to build? Weighing the pros and cons of both options, can help you make …
For consumer support and inquiries please contact our Consumer Solutions Dept. at 1 (866) 508-5515 or by email to consumersolutions@citywidehomeloans.com.