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Location, curb appeal, square footage and number of rooms might get you in the front door of an available home, but what should be deal-breakers …
If you meet the qualifications for certain types of loans—e.g., VA, FHA, Fannie Mae, Freddie Mac—you may be able to put down as little as …
You’ve all heard the real estate mantra “Location, Location, Location,” when talking about home values. The cost and desirability of approximately the same home can …
My husband and I have been retired for more than 10 years. We’ve lived in our 4000 sq. ft., 6-bedroom home for almost 31 years. …
Are you wondering whether or not now is a good time to refinance your home mortgage? The short answer is to contact a home mortgage …
The lifestyles offered by Fresno, California are some of the biggest draws in California’s real estate investment market today. While California’s more populated and well-known …
What is a VA Loan? The origins of the VA home loan program—a part of what is officially known as the Servicemen’s Readjustment Act, or “G.I.” …
While you’re working from home home trying not to catch or spread the Corona Virus (Covid-19), you’ve probably watched the Stock Market plunge to new …
Bigger Tax Refunds = Bigger Down Payments A Tax Refund is an easy way to come up with at least part of the money for a …
Most importantly, can you afford a second home? If you’re having difficulty maintaining and keeping up with the expenses of your primary residence, a second …
Before we get into the numbers, what exactly is a down payment? A down payment is a lump sum of money a home buyer puts …
Costs to Consider Before Purchasing a Home Buying a home? In addition to the new 2018 tax laws, these other financial considerations could affect your total …
Buying your first home is an exciting milestone! First time homebuyers may find themselves rightfully overwhelmed and unsure where to begin. Here are some helpful …
A conventional loan is a type of mortgage loan that is not insured or guaranteed by the government. Instead, the loan is backed by private …
For those looking to join the ranks of homeownership, the question about whether to buy an existing home or to have one built can be …
When considering which kind of mortgage to you want, a 15-year mortgage has a lot of upsides. You will, after all, eliminate your house payment …
Escrow is an account opened with a third party during the mortgage closing process that protects the interests of the buyer, the seller, and the …
Our kids and grandkids look forward to Halloween almost as much as Christmas. They start thinking months in advance about cool costumes and which neighbors …
Mortgage rates hit a historic low last year, but now we see them creeping up again. This has many homeowners thinking about refinancing before rates …
Many first-time homebuyers have never heard about mortgage insurance, and yet, may find themselves needing it down road. The following is a small breakdown of …
Feeling the itch to move lately? Whether you’ve outgrown your current space, or simply want a change of scenery, here are 5 reasons why it …
Lots of people have an idea of what their dream home looks like, and for most of those people, the only feasible way to get …
Refinancing a home’s mortgage is a shiny option that homeowners have to tap into the equity that they have built up in their house, or …
Looking to buy a new home, but not sure how your debt factors into the equation? Here are some suggestions to help you decipher how …
No one wants to think about winter coming yet, but September is actually the best time to start getting your lawn ready to bounce back …
Although warranties are commonplace for many major purchases, you may not be aware that they’re also available to home buyers. What is a home warranty? First …
We are a little over halfway through 2019, and we’ve taken a bit of time to sit back and look at what the housing market …
When it comes to buying a home and acquiring a loan for your home, there are so many variables that contribute to what kind of …
When it comes to your decor and design in your home, even the simplest and smallest of decisions make a big impact. A bigger impact …
When it comes to selling your home, you may feel like large amounts of stress are inevitable. While discomfort is to be expected with most …
Your credit score is a three-digit number lenders use to help them decide how likely it is they will be repaid on time, if they …
Having a reputable real estate agent in your corner can make a world of difference when it comes to the home buying process. Whether you’re …
Refinancing your mortgage is a pretty natural step for you to take within a few years of you buying your home. Refinancing your loan will …
Can you use a reverse mortgage to buy a home? The short answer is yes, but the long answer requires more extensive research. Before discussing …
What is an investment property? An investment property, in the traditional sense, is a property usually not inhabited by the homeowner, or is inhabited on …
You’re in the mood to update your home, but you’re not sure how long you’ll be there. You have a limited budget, so you want …
Buying a home for the time is an exciting process. However, erring on the side of caution is in your best benefit to ensure you’re …
While downsizing is a natural progression for many senior citizens, it’s not always preferential or cost effective. For seniors looking to make their existing space …
Preparing your home for a showing may initially seem like a daunting task, but these simple staging tips will ensure that your home is walk-through …
Many families need to limit the money they spend on summer fun. Saving to buy a house or to fix up your home and yard …
For consumer support and inquiries please contact our Consumer Solutions Dept. at 1 (866) 508-5515 or by email to consumersolutions@citywidehomeloans.com.