Camille has been assisting home buyers for over 15 years. Having been through many cycles in the industry, she is very knowledgeable about the changes and what they will mean for her clients. She keeps her clients’ best interest as her top priority. She obtained her Finance degree at the University of Utah. She finds this business very rewarding and challenging and wants Satisfaction to be the end product.
Camille has been assisting home buyers for over 15 years. Having been through many cycles in the industry, she is very knowledgeable about the changes and what they will mean for her clients. She keeps her clients’ best interest as her top priority. She obtained her Finance degree at the University of Utah. She finds this business very rewarding and challenging and wants Satisfaction to be the end product.
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AZ BK #0913402.
Licensed by the Department of Financial Protection and Innovation Under the California Residential Mortgage Lending Act RMLA #4131296. California Finance Lenders Law License #6031344
Georgia Residential Mortgage Licensee #44568.
Kansas Licensed Mortgage Company #MC.0025224.
Licensed by the Mississippi Department of Banking and Consumer Finance.
For State of Nevada residents Citywide Home Loans, LLC, is a mortgage lender promoting the loan products or services contained in this article; the business phone number that Citywide Home Loans, LLC maintains on file with the State of Nevada Department of Business and Industry is (801)747-0200.
Ohio Certificate of Registration #MBMB.850293.000.
Registered under Texas SML Mortgage Banker Registration.
Licensed By: Dept. of Financial Institutions, License: #12025040
Washington Consumer Loan Company License #CL-67180.
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Mar 10Read More
Bigger Tax Refunds = Bigger Down Payments A Tax Refund is an easy way to come up with at least part of the money for a …
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Most importantly, can you afford a second home? If you’re having difficulty maintaining and keeping up with the expenses of your primary residence, a second …
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Before we get into the numbers, what exactly is a down payment? A down payment is a lump sum of money a home buyer puts …
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Conventional
Traditional loan programs that require at least a 3% down payment and offer competitive interest rates. Full Income documentation and fair-to-good credit are necessary.
VA
Offers long term home loans to active duty US Military service members, eligible American Veterans and Reservists or their surviving spouses. Citywide offers reduced fees on VA Loans and even has Veteran Loan Officers on staff that can assist you with your VA Loan.
Construction Loans
A short term interim loan for financing the cost of new home construction. The loan is made directly to the borrower and managed by Citywide’s experienced Construction Department.
State Bond
Programs that offer 100% financing to first time and repeat homebuyers. These low cost, low interest mortgage programs enable more people to invest in their own homes.
Rural Housing
USDA programs that provide homeownership opportunities to individuals in qualifying rural areas.
Jumbo
Loan programs that offer financing for loan amounts greater than the conventional or high balance loan limits.
FHA
FHA-insured loans require very little cash investment to close and offer more flexibility in calculating household income and payment ratios.
Home Renovation
Designed to create opportunities to repair or improve existing homes and increase the value of the home in a single mortgage with low, fully amortized, interest rates.
Down Payment Assistance
Loan programs and grants designed to help homebuyers with a portion of, or all of, the down payment required to purchase their new home.
ARMs
A variable rate mortgage, ARMs typically have a lower initial rate than a fixed-rate mortgage. A cap limits the increases in P&I at each adjustment.
Interest Only
An interest-only loan is a loan in which, for a set term, the borrower pays only the interest on the principal balance, with the principal balance unchanged.
80/10/10
Commonly referred to as a piggyback loan, 80/10/10 eliminates the needs for the borrower to pay private mortgage insurance (PMI).
hecm
Home Equity Conversion Loans, for those 62 years of age or older, allow you to convert part of the equity in your home into a non-taxed source of income and avoid any future mortgage payments, giving you the peace of mind that you can live in your home for life, as long as you continue to pay the property taxes and homeowners insurance.
HELOC
Tackle your high-interest rate debt or remodel your kitchen! Why wait weeks or months on a bank to borrow the money you need? Get your money in just days with our fixed-rate, digital HELOC.
And many, many more
Citywide prides itself on having the products that our customers need. Don't see the loan program you were looking for? Reach out to us and ask - we're sure to have a program to fit your needs.
