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Archive for the ‘Uncategorized’ Category

4 First Time Home Buyer Tips

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 There’s a lot that goes into buying a home, a lot more than is usually assumed. This is especially true if you are a first time home buyer. Home buying can be a tricky process, and it can even be frustrating, if you’re working with a team of people who don’t have your best interests in mind. Luckily, there are ways to make sure that you’re getting a good deal and that you’ll be happy in your new home for years to come! Here are a few of our tips for first time home buyers.

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The Best Time of Year For A Remodeling Project

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We all have a few things we’d change in our home, if given the chance. Maybe replacing the flooring, adding roman shades to all of the windows in your kitchen, or completely gutting and rebuilding your guest bathroom. Whatever remodeling project you’ve been dreaming about, but left on the back burner. So, when is the best time to remodel? Honestly, the best time to remodel your home is when you’re able to. But there are definitely factors that can contribute to certain aspects of your remodel being more or less expensive depending on the time of year. Whether or not there is ever a perfectly ideal time to remodel, we aren’t sure! But here are our tips.

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Make a Small Room Look Larger

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Small room decorOften, when we buy a new home, we end up with one or two rooms that aren’t quite as expansive as we’d like them to be. However, the truth is that the space of a home has a lot more to do with the way that it feels than the sheer square footage. There are so many ways to open up a space and make it feel larger. So, whether you’re working with a small guest bedroom, a minimal bathroom, or a diminutive living room, here are some ways to make it look much larger:

Light, Monochromatic Colors

One of the biggest things that you can do to give the illusion of space in a room is to lighten up the colors. Choose a light-colored carpet or floor, paint the walls a bright, but neutral color, and incorporate light, breezy fabrics into your design.

You can also open up a room by choosing a monochromatic color scheme instead of a complimentary one. Instead of choosing two or three colors evenly spaced across the color spectrum, choose different shades of one color, or even two colors that are adjacent to each other on the spectrum. A room in light yellows and greens can feel open and inviting.

Draw the Eyes Upwards

Doing tricks to draw visual attention upwards can give the impression of expansive space overhead. You can use this to your advantage by putting shelving high up on the ceiling (which can also be a great way to clear the clutter from the ground and eye level in the room.) You might also opt on utilizing the ceiling itself. Add a bold color or an interesting pattern to the ceiling.

Clear the Clutter with Hidden Storage

Clutter is the enemy of any room, but that’s especially true in a small one. Even necessary items on the bathroom counter can work against you in a small room. Instead, utilize clever storage methods. For example, storage ottomans in the living room, tables with drawers to keep tabletops clear, and hanging storage options can all give you more clear spaces to make the room feel wide open.

Go for a Few Large Items

It can be tempting in a small room to buy items that reflect that size. However, this is the last thing that you should do. Miniaturizing everything in the room will just contribute to the feeling of clutter. Instead, choose large items for your decor. One well-known rule is to avoid any decor smaller than a cantaloupe. A large statement piece of art is much better than a gallery wall or paneled decor.

Glass, Lucite, Windows, and Mirrors

This is a well-known trick for a reason. Oversized mirrors, undressed windows, and clear furnishings can all open up the view. Avoid curtains, and replace that opaque shower curtain or door with a see-through option in order to open the room.

How Often Do these Home Appliances Need Replacing?

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Beautiful kitchenOnce we buy a new house, we like to think that our work is done. However, home maintenance is an important factor to consider in any homeowner’s budget. Unfortunately, nothing lasts forever, and entropy is forever working on your moving parts. Paint becomes chipped, carpets get worn down, and–perhaps worst of all–that furnace will need replacing at some point! (more…)

How to Pick a Good School District

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Going to schoolThere are a few things that make or break your decision on a new house, and the quality of nearby schools is a major one. We all want our children to have the best opportunities, and there’s a wide disparity between the quality of public schools in our country.

So how can you ensure that you’re getting good information about the local schools? Here’s a handy guide: (more…)

5 Common Questions About Home Insurance

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Moving into a home, whether it’s new or hundreds of years old, is just one of those things that brings up more questions than you ever thought you’d have. One commonly confusing part of purchasing a new home, is the insurance. How does home insurance work? How much should you be paying? What do I do if something breaks? What’s a deductible? The list of questions goes on and on. The best time to find an answer to these questions, is before you actually need the answers, before a problem arises. The second best time, is right now.

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5 Things to Do After You Move Into a New House

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Most people have a moving checklist set up for when they’re packing up their home, and moving all of their belongings to their new residence. It’s a lot of planning, and you want to make sure that your move goes as smoothly and easily as possible. But that’s usually where the planning stops! The majority of people don’t have a plan of action set up for when they move into their new home. Having a plan for this as well helps you get settled into your new home as quickly as possible, in order to resume your normal life efficiently. Here’s our list of the things that you should do as soon as you move into a new house.

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Home Decor Trends for 2018

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We’re always looking for interior designing inspiration. Everyone has their own unique style, and you can explore a lot of different options before you find the interior design style that fits you and your home. At the same time, it can be helpful to keep design trends in mind as you begin redecorating a room. With every new year comes new design trends, and now that we’re almost halfway through 2018, we want to share with you a few of our favorite home decor trends of the year.

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The Problem with Short Sales

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Short sale underlined in notebookFor people who are looking to purchase their first or second home, buying at a time when housing prices are low is very appealing. However, there is one issue that can commonly occur when trying to buy a home during this time: short sales.

A short sale occurs when the person selling the property isn’t able to recuperate the amount that they still owe on the home in the sale. When this happens, the lien holders must agree to accept less than the debt that is still owed, in order for the property to sell. Here are some of the issues with trying to purchase a short sale home… (more…)

Tips to Pay Less Interest on Your Home

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Decreasing stacks of coins by houseThe key to being a financially smart homeowner is to pay as little for your home as you need to. This not only means finding a good deal on a home you want to purchase, but trying to find ways to pay less in interest over time. Here are some simple ways that you can work to pay less interest on your home… (more…)

For consumer support and inquiries please contact our Consumer Solutions Dept. at 1 (866) 508-5515 or by email to consumersolutions@citywidehomeloans.com.