Close
Please Select An Option
Not sure? Contact us at (866) 437-0200 with questions.

Archive for the ‘Uncategorized’ Category

5 Questions to Ask The Builders of Your Home

Posted by

Building your own home is a goal that many people have. By the time you’re able to afford building your own home, you’ve probably lived in a handful of other properties. This gives you a great idea of what you definitely don’t want in your home, and also what things you absolutely do want. One of the first things you’ll need to do, after purchasing the land to build your house on, is to hire a builder for your home. The entire process is exciting, and can be overwhelming. Because of how overwhelming this project is, there may be a lot of things you should ask your builder, but fail to mention. No matter the specifications for your project, there are five questions you should ask. (more…)

How To Get The Most From Your Home Insurance Claims

Posted by

No one ever wants to need to use their home insurance policies. They purchase a policy because it’s necessary and it’s a smart thing to have in case of emergency or accident, but no one ever wants a situation to arise where they’ll actually have to use it. Most insurance companies, however, will do everything they can to cut corners and not pay your claims and cover what they should. They often prolong the process, and as a result, only 10%-20% of homeowners actually follow through with claims they’ve filed with their home insurance companies. One main reason for this is emotionally based. If a tree falls on your home and damages the roof and ceiling during a storm, you’ll want to have it fixed immediately. So, instead of waiting a lengthy amount of time for your insurance agent to follow through, often you’ll decide to handle the issue yourself and then end up with a hefty bill. This isn’t the way that it should be. (more…)

Buying vs Renting after Retirement

Posted by

Old man reads paper and sips coffeeFor most people, retirement is a major goal in life. Everybody has their own individual plans for how they want their retirement to pan out, but there are still certain details about what the best way to go about retirement is that people continuously weigh in their head. When people enter the retirement age, their kids have usually moved out, and they don’t quite need as much space. As a result, many retirees opt to downsize their living situation. When this time comes, is it better to buy or rent a new home? Here are some things to consider on the subject… (more…)

Best Ways to Access Your Home’s Equity

Posted by

A model house is tied to moneyFor many people, part of the appeal of owning a home, as opposed to renting, is that your payments go towards the equity of the home, meaning that instead of your money evaporating into rent checks, it gets tied up in the value of the property and the home. The more you pay, the more you own, and the more value you have. However, the money in your home isn’t money that you can utilize or spend right away, but there are a handful of ways you can access your home’s equity when you want to… (more…)

Tips for Designing Your Dream Home

Posted by

A person holds the idea of their dream home.Plenty of people nowadays have a goal of building their own dream house, at some point in their lives. If you want to make this dream a reality, then it is a good idea to start considering what you dream house will be right now, so that this goal stays with you in your day to day life. This means coming up with a thorough design, which is no easy feat. Here are some tips for designing your dream home. (more…)

Decorating on a Budget: Ideas for Your First Home

Posted by

Home decorIf you’re a first-time homebuyer, you might find yourself surprised by the amount of space that you have to fill in your new house. Individuals and families who are making the transition from apartment-dweller to homebuyer are often overwhelmed by the decorating needs of their new situation. It becomes even more alarming when you learn how easy it is to spend thousands on the furniture and decoration in just a single room! (more…)

Smart Tips for Your Home Inspection

Posted by

Home inspectorA home inspection is an important preliminary step before buying a house. During a home inspection, a professional will come and do a visual evaluation of the house’s structure and condition. A home inspector will usually cover the foundation and frame of a house, insulation and ventilation throughout the house, the condition of the air conditioning units, the roofing, electrical, and plumbing systems. However, even with a home inspection, many new homebuyers are surprised by extra costs and expenditures they have to make soon after their purchase. (more…)

Two Things to Know about Your Home Inspection

Posted by

Home inspectorA vital step taken before purchasing (or selling) a home is a home inspection, wherein a professional will check for common problems in order to help determine the value of your home. This can give you a heads-up regarding necessary repairs that you’ll want to do before moving in (or renting out, as the case may be). (more…)

Home Improvements with a High ROI

Posted by

A man paints his living room whiteEvery homeowner has a laundry list of improvements that they want to do to their home. However, it is usually unrealistic, and even impossible, to get to everything done, due to the constraints of time and money that we all have. For this reason, it pays off to be smart about the things we are actually able to improve about our homes, and to pick home improvements that have an inherently high return on investment. Here are some ideas to help you do this… (more…)

How to Look Beyond a Home’s Curb Value

Posted by

A row of nice houses in a suburbWhen it comes to the price of a home, curb value is one of the most important factors in determining what a home costs. However, it can be very valuable for homeowners to learn to look beyond what they initially see when they pull up to a new home. Oftentimes, the real things that make a difference to a home’s living experience are the hidden things on the inside. With this in mind, here are some tips on how to look beyond a home’s curb value… (more…)

For consumer support and inquiries please contact our Consumer Solutions Dept. at 1 (866) 508-5515 or by email to consumersolutions@citywidehomeloans.com.