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Cerritos Branch
Cerritos, CA
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Citywide has more than 70 offices nationwide, and originates more than $3 Billion in residential home loans, annually. Citywide offers a full portfolio of products to meet the needs of the Washington market, including construction and renovation loans. Our staff is experienced in all manner of residential loans including VA, Conventional, FHA and more. If you’re in need of a lending solution, don’t hesitate to reach out to us and get started today!

 

Our team is here to serve you! Reach out today to see how we can help!

Contact Info
Direct Phone (562) 215-1534
Office Phone (562) 304-7770
Fax (562) 304-7125
NMLS 259052 CA-DBO259052
  • CA

Licensed by the Department of Business Oversight Under the California Residential Mortgage Lending Act RMLA #4131296. California Finance Lenders Law License #6031344.

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List of Select Loan Programs Offered

Conventional

Traditional loan programs that usually require at least 5% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary.

VA

Offers long term home loans to active duty US Military service members, eligible American veterans and reserves or their surviving spouses. Citywide offers reduced fees on VA Loans and even has Veteran Loan Officers on staff that can assist you with your VA Loan.

Construction Loans

A short term interim loan for financing the cost of new home construction. The loan is made directly to the borrower and managed by Citywide’s experienced Construction Department.

State Bond

Programs that offer 100% financing to first time and repeat homebuyers. These low cost, low interest mortgage programs enable more people to invest in their own homes.

Rural Housing

USDA programs that provide homeownership opportunities to individuals in qualifying rural areas.

Jumbo

Loan programs that offer financing for loan amounts greater than the convention or high balance limits.

FHA

FHA-insured loans require very little cash investment to close a loan as well as offering more flexibility in calculating household income and payment ratios.

Home Renovation

Designed to create opportunities to repair or improve existing homes and increase the value of the home in a single mortgage with low, fully amortized, rates.

Down Payment Assistance

Loan programs and grants designed to help homebuyers with a portion of, or all of, the down payment required to purchase their new home.

ARMs

A variable rate mortgage, ARMs typically have a lower initial rate than a fixed-rate mortgage. A cap limits the increases in P&I at each adjustment.

Interest Only

An interest-only loan is a loan in which, for a set term, the borrower pays only the interest on the principal balance, with the principal balance unchanged.

80/10/10

Commonly referred to as a piggyback loan, 80/10/10 eliminates the needs for the borrower to pay private mortgage insurance (PMI).

Home Equity Conversion Mortgage

For those 62 years of age or older, a Reverse mortgage allows you to convert part of the equity in your home into cash without having to sell your home or pay additional monthly bills.

And many, many more

Citywide prides itself on having the products that our customers need. Don't see the loan program you were looking for? Reach out to us and ask- we're sure to have a program to fit your needs.

Get Started Today and Make a Change.

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