Citywide has more than 70 offices and annually originates more than $3 Billion in residential home loans. Citywide offers a full suite of portfolio products, to meet the unique needs of a diverse market, they include construction and renovation loans unlike any other available in the area. As the preferred lender for the City of Snohomish, our staff is experienced in all aspects of residential loans including Conventional, VA, FHA and more. If you’re in need of a lending solution, don’t hesitate to reach out to Jerry Simonson or his business partner Lisa Gardner and get started today!
Ask about your company discounts:
- Up to 40% off paint and supplies at your local Sherwin Williams Store and your local Benjamin Moore Mallory Paint Stores.
- Up to 40 % off Heating and AC system installs, from our preferred vendor, ask for details
- Up to 1% rebate on home sales or purchase depending on the listing commission provided by one of our Private Realtors.
- Dedicated Private Mortgage Banker.
- Dedicated Private Real Estate Agent.
- Free mortgage financial reviews, credit seminars.
- Down payment assistant programs with zero interest for 30 years and NO payment on the down payment unless you refinance or sell the home.
- Identity Theft services partner available.
More partners being added monthly, be sure to check back often.
No Origination Fee and $500 Closing Cost Credit!
- OR
- WA
Washington Consumer Loan Company License #CL-67180.
Get a personal loan.
Customized rates and loan options, without affecting your credit score.
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No Origination Fee and $500 Closing Cost Credit!
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Total Cost of Mortgage:$0You Could Borrow:$0
Conventional
Traditional loan programs that require at least a 3% down payment and offer competitive interest rates. Full Income documentation and fair-to-good credit are necessary.
VA
Offers long term home loans to active duty US Military service members, eligible American Veterans and Reservists or their surviving spouses. Citywide offers reduced fees on VA Loans and even has Veteran Loan Officers on staff that can assist you with your VA Loan.
Construction Loans
A short term interim loan for financing the cost of new home construction. The loan is made directly to the borrower and managed by Citywide’s experienced Construction Department.
State Bond
Programs that offer 100% financing to first time and repeat homebuyers. These low cost, low interest mortgage programs enable more people to invest in their own homes.
Rural Housing
USDA programs that provide homeownership opportunities to individuals in qualifying rural areas.
Jumbo
Loan programs that offer financing for loan amounts greater than the conventional or high balance loan limits.
FHA
FHA-insured loans require very little cash investment to close and offer more flexibility in calculating household income and payment ratios.
Home Renovation
Designed to create opportunities to repair or improve existing homes and increase the value of the home in a single mortgage with low, fully amortized, interest rates.
Down Payment Assistance
Loan programs and grants designed to help homebuyers with a portion of, or all of, the down payment required to purchase their new home.
ARMs
A variable rate mortgage, ARMs typically have a lower initial rate than a fixed-rate mortgage. A cap limits the increases in P&I at each adjustment.
Interest Only
An interest-only loan is a loan in which, for a set term, the borrower pays only the interest on the principal balance, with the principal balance unchanged.
80/10/10
Commonly referred to as a piggyback loan, 80/10/10 eliminates the needs for the borrower to pay private mortgage insurance (PMI).
hecm
Home Equity Conversion Loans, for those 62 years of age or older, allow you to convert part of the equity in your home into a non-taxed source of income and avoid any future mortgage payments, giving you the peace of mind that you can live in your home for life, as long as you continue to pay the property taxes and homeowners insurance.
HELOC
Tackle your high-interest rate debt or remodel your kitchen! Why wait weeks or months on a bank to borrow the money you need? Get your money in just days with our fixed-rate, digital HELOC.
And many, many more
Citywide prides itself on having the products that our customers need. Don't see the loan program you were looking for? Reach out to us and ask - we're sure to have a program to fit your needs.
