The Citywide Home Loans, Draper Branch brings together experienced business personnel who were employed by a variety of top organizations for many years before becoming professional loan officers. Combined with their university education our loan officer team members are able to combine their business, academic and industry experience to meet the needs of any individuals who are seeking a residential mortgage loan. Moreover, members of our team have been recognized nationally not only for their loan origination production, but also for the best practices they share with other loan officers in the industry to help them better meet the needs of those who are seeking residential mortgage loans. We look forward to aligning you with the appropriate loan officer on our team that can provide you the best residential mortgage loan solution you seek while simultaneously making it a transparent and positive experience.
- TX
- UT
- WA
Registered under Texas SML Mortgage Banker Registration.
Washington Consumer Loan Company License #CL-67180.
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I had a very pleasant experience with Marc Western of Citywide Home Loans; they were easy to work with and kept me up to date on the progress of the application and the loan process. They were aware that I worked nights and slept during the day, they made a conscious effort to contact me late afternoons. I’m sure that was inconvenient for them but very convenient for me. Marc Western’s team was the best to work with. I would recommend them to any one that wants great-personalized service.
Leanora Cotterfor Marc Western -
We have worked with Jared at Citywide multiple times for our home mortgages and refinances. We appreciate the clear communication and straightforward answers we receive. We are thrilled at how quickly Jared gets things done. Excellent customer service! We recommend him to all our friends and family.
Kevin Hansenfor Jared Browning -
I was grateful to have Steve and his staff by my side during my home refinance! Their support was always kind and professional. Steve's truthful advice helped me dramatically after my divorce in 2013. I was in a difficult financial position of possibly loosing my home. Thank you Citywide home loans for all your wonderful assistance and providing excellent care of me and my family.
Susan Loganfor Steve Ames -
Zach was so professional and kept the information updated. He was clear and precise there were never any surprises due to him taking time to explain everything. I would recommend anybody that wants a great home buying experience to use Zach Foulger.
Sindee Lee Nielsenfor Zach Foulger -
Angie was great to work with. She helped and explained every step of the way. I would definitely recommend her to family and friends. Thank you Angie for all you have done.
Teresa Barelafor Angela Silva -
Working with Ian at citywide home loans was the best decision we could have made. He made the whole process so easy that we couldn't image working with anyone else.
Howard Brownfor Ian Murdock -
MaryEllen was over-the-top amazing. She was a wonderful listener, as well as a patient, polite, and thorough teacher. She welcomed my questions, responded promptly, and worked both late and early hours to ensure that I was well taken care of. I did not know MaryEllen when she and I began working together, but now I find her to be a dear friend. She works from the heart and soul, and I cannot adequately express my deep appreciation for her tremendous efforts.
Amanda Cangelosifor MaryEllen Durburow -
Christopher was incredibly pleasant to work with, he helped me fill out documents and obtain information and was VERY patient when there were some issues with the sale date on the house I am buying. I would HIGHLY recommend Christopher as a loan officer, he is very on top of things.
Sky Hodgesfor Christopher Miranda
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Dec 21Read More
When you make the move into a new house, you might find yourself with much more room than you’re accustomed to. This is a wonderful …
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Your house isn’t what you’d call a fixer-upper, but it’s not exactly a spring chicken either. While the fact that a house is over 20 …
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Dec 1Read More
Buying a home is a huge decision. Most of us spend years planning, consulting with professionals, crunching numbers, and making lists. However, in the end, …
Conventional
Traditional loan programs that usually require at least 5% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary.
VA
Offers long term home loans to active duty US Military service members, eligible American veterans and reserves or their surviving spouses. Citywide offers reduced fees on VA Loans and even has Veteran Loan Officers on staff that can assist you with your VA Loan.
Construction Loans
A short term interim loan for financing the cost of new home construction. The loan is made directly to the borrower and managed by Citywide’s experienced Construction Department.
State Bond
Programs that offer 100% financing to first time and repeat homebuyers. These low cost, low interest mortgage programs enable more people to invest in their own homes.
Rural Housing
USDA programs that provide homeownership opportunities to individuals in qualifying rural areas.
Jumbo
Loan programs that offer financing for loan amounts greater than the convention or high balance limits.
FHA
FHA-insured loans require very little cash investment to close a loan as well as offering more flexibility in calculating household income and payment ratios.
Home Renovation
Designed to create opportunities to repair or improve existing homes and increase the value of the home in a single mortgage with low, fully amortized, rates.
Down Payment Assistance
Loan programs and grants designed to help homebuyers with a portion of, or all of, the down payment required to purchase their new home.
ARMs
A variable rate mortgage, ARMs typically have a lower initial rate than a fixed-rate mortgage. A cap limits the increases in P&I at each adjustment.
Interest Only
An interest-only loan is a loan in which, for a set term, the borrower pays only the interest on the principal balance, with the principal balance unchanged.
80/10/10
Commonly referred to as a piggyback loan, 80/10/10 eliminates the needs for the borrower to pay private mortgage insurance (PMI).
hecm
Home Equity Conversion Loans; For those 62 years of age or older, a HECM allows you to convert part of the equity in your home into a non-taxed source of income and avoid any future mortgage payments. Giving you the peace of mind that you can live in your home for life, as long as you continue to pay the property taxes and homeowners insurance.
And many, many more
Citywide prides itself on having the products that our customers need. Don't see the loan program you were looking for? Reach out to us and ask- we're sure to have a program to fit your needs.
