Throughout my 25-year career it has been a privilege helping people purchase their homes, build their homes, and save money through refinancing. As a family man with five children, I understand how important finding the right home is and all of the stresses involved in the home buying process. Your mortgage loan doesn’t have to be one of them.
We pride ourselves on keeping all parties satisfied and informed throughout the entire loan process. Give us a try and we’ll show you why our office is consistently known throughout Denver for delivering the area’s best home buying experience.
Sit back and relax, you've found us...
Sit back and relax, you've found us...
Everyone on Team Gavin, from Gavin himself to Azlee to everyone in between were a pleasure to work with. They are very knowledgeable, friendly and you can tell they love their jobs. I would highly recommend them.
I had nothing but great success working with Gavin from myself and also my clients. I would recommend him to anyone, he definitely goes above and beyond expectstions for service.
My buyers worked for nearly a year to find the right home. They placed offers on several different properties. Gavin was right by their side the whole time with the information and assistance they needed. When they did finally get an offer accepted, Gavin really went to bat for them to clear up some issues with the lender and get them closed. It was painless on my end; he took care of everything and we even closed early.
I have had 4 prior mortgages prior to doing business with Team Gavin and more specifically Brooke Kartus. I can say they ALL paled in comparison to the way Citywide handled my business. Brooke was MORE than attentive to my needs and went above and beyond researching and finding programs to fit all my needs. I will be a promoter for Citywide on every occasion that I have an opportunity to share what these folks did for me.
Traditional loan programs that usually require at least 5% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary.
Offers long term home loans to active duty US Military service members, eligible American veterans and reserves or their surviving spouses. Citywide offers reduced fees on VA Loans and even has Veteran Loan Officers on staff that can assist you with your VA Loan.
A short term interim loan for financing the cost of new home construction. The loan is made directly to the borrower and managed by Citywide’s experienced Construction Department.
Programs that offer 100% financing to first time and repeat homebuyers. These low cost, low interest mortgage programs enable more people to invest in their own homes.
USDA programs that provide homeownership opportunities to individuals in qualifying rural areas.
Loan programs that offer financing for loan amounts greater than the convention or high balance limits.
FHA-insured loans require very little cash investment to close a loan as well as offering more flexibility in calculating household income and payment ratios.
Designed to create opportunities to repair or improve existing homes and increase the value of the home in a single mortgage with low, fully amortized, rates.
Loan programs and grants designed to help homebuyers with a portion of, or all of, the down payment required to purchase their new home.
A variable rate mortgage, ARMs typically have a lower initial rate than a fixed-rate mortgage. A cap limits the increases in P&I at each adjustment.
An interest-only loan is a loan in which, for a set term, the borrower pays only the interest on the principal balance, with the principal balance unchanged.
Commonly referred to as a piggyback loan, 80/10/10 eliminates the needs for the borrower to pay private mortgage insurance (PMI).
For those 62 years of age or older, a Reverse mortgage allows you to convert part of the equity in your home into cash without having to sell your home or pay additional monthly bills.
Citywide prides itself on having the products that our customers need. Don't see the loan program you were looking for? Reach out to us and ask- we're sure to have a program to fit your needs.