As a Licensed Private Mortgage Banker I take pride in taking care of clients. I have been taking care of my clients for well over 16 years . As Private Mortgage Banker, I am an industry leader. I serve on the Board of The Washington Mortgage Bankers Association Nominating Committee. In this changing financial world I want to be on top of the latest changes in the regulations and being involved with a strong professional group in today’s financial world is important to my client’s financial future. It is by integrity and honesty that I am still in the Mortgage Banking arena today.
My clients can come to me for their mortgage needs , we are prepared to serve them well. Whether you are buying a home or an estate or investing in your future, I will be here for you. It all starts with me and ends with me, one loan at a time.
I have earned an Admin of Law BA Degree and am working on my MBA Degree through Fosters School of Business at the University of Washington. Every month I participate in financial trainings so that I can remain a top professional in my field. I believe that by investing in my clients, business partners, and myself, I can be a better advisor and be able to serve them well.
Specialties: Some talents I have are Private Banking Relationships, which encompasses all financial aspects of the client’s wants and needs, From Mortgages to Commercial Lending, excellent customer service, merger and acquisitions of financial institutions, government liaison, working with HR Directors, Business owners, wealth management, getting people to yes, all aspects of financial products, serving Private Clients and their families, financial needs.
Making it a win for everyone is important to me and my client’s financial well being
Traditional loan programs that usually require at least 5% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary.
Offers long term home loans to active duty US Military service members, eligible American veterans and reserves or their surviving spouses. Citywide offers reduced fees on VA Loans and even has Veteran Loan Officers on staff that can assist you with your VA Loan.
A short term interim loan for financing the cost of new home construction. The loan is made directly to the borrower and managed by Citywide’s experienced Construction Department.
Programs that offer 100% financing to first time and repeat homebuyers. These low cost, low interest mortgage programs enable more people to invest in their own homes.
USDA programs that provide homeownership opportunities to individuals in qualifying rural areas.
Loan programs that offer financing for loan amounts greater than the convention or high balance limits.
FHA-insured loans require very little cash investment to close a loan as well as offering more flexibility in calculating household income and payment ratios.
Designed to create opportunities to repair or improve existing homes and increase the value of the home in a single mortgage with low, fully amortized, rates.
Loan programs and grants designed to help homebuyers with a portion of, or all of, the down payment required to purchase their new home.
A variable rate mortgage, ARMs typically have a lower initial rate than a fixed-rate mortgage. A cap limits the increases in P&I at each adjustment.
An interest-only loan is a loan in which, for a set term, the borrower pays only the interest on the principal balance, with the principal balance unchanged.
Commonly referred to as a piggyback loan, 80/10/10 eliminates the needs for the borrower to pay private mortgage insurance (PMI).
For those 62 years of age or older, a Reverse mortgage allows you to convert part of the equity in your home into cash without having to sell your home or pay additional monthly bills.
Citywide prides itself on having the products that our customers need. Don't see the loan program you were looking for? Reach out to us and ask- we're sure to have a program to fit your needs.