Loading…
Justin Peterson
Vice President of Strategic Initiatives
Apply Now
Direct Phone (801) 400-3319
Office Phone (801) 506-2716
Fax (801) 506-2717
NMLS 1490807
  • UT
Take Action & Make a Change Today.
About Justin Peterson

In addition to being a licensed Loan Officer, Justin is a member of the corporate leadership team at Citywide where he holds the position of Executive Director, Strategic Initiatives.  In this role, Justin focuses largely on innovations and quality, providing him the opportunity to create improvements for all of Citywide’s customers, not just his own.  Justin has focused extensively on the customer experience and has refined processes and procedures with a singular goal in mind- creating the best possible consumer mortgage experience, from application to closing, in the entire industry.  Our team approach to the mortgage process ensures that every customer gets the service they deserve and an unmatched level of excellence.

Justin is a  third-generation Navy Veteran and earned his Master’s of Business Administration from the University of Utah. When not working he likes to spend time with his wife, Kalena, and daughter Charlie.

There's no better time to get started than right now! If you have a question or want a rate quote, just fill out this short form and Justin, or a member of his team, will reach back out to you!

Videos
Find A Mortgage Payment That's Easy To Live With.
  • Total Cost of Mortgage:$0
    Monthly Payments:$0
  • Total Cost of Mortgage:$0
    You Could Borrow:$0
Latest Blog Posts
List of Select Loan Programs Offered

Conventional

Traditional loan programs that usually require at least 5% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary.

VA

Offers long term home loans to active duty US Military service members, eligible American veterans and reserves or their surviving spouses. Citywide offers reduced fees on VA Loans and even has Veteran Loan Officers on staff that can assist you with your VA Loan.

Construction Loans

A short term interim loan for financing the cost of new home construction. The loan is made directly to the borrower and managed by Citywide’s experienced Construction Department.

State Bond

Programs that offer 100% financing to first time and repeat homebuyers. These low cost, low interest mortgage programs enable more people to invest in their own homes.

Rural Housing

USDA programs that provide homeownership opportunities to individuals in qualifying rural areas.

Jumbo

Loan programs that offer financing for loan amounts greater than the convention or high balance limits.

FHA

FHA-insured loans require very little cash investment to close a loan as well as offering more flexibility in calculating household income and payment ratios.

Home Renovation

Designed to create opportunities to repair or improve existing homes and increase the value of the home in a single mortgage with low, fully amortized, rates.

Down Payment Assistance

Loan programs and grants designed to help homebuyers with a portion of, or all of, the down payment required to purchase their new home.

ARMs

A variable rate mortgage, ARMs typically have a lower initial rate than a fixed-rate mortgage. A cap limits the increases in P&I at each adjustment.

Interest Only

An interest-only loan is a loan in which, for a set term, the borrower pays only the interest on the principal balance, with the principal balance unchanged.

80/10/10

Commonly referred to as a piggyback loan, 80/10/10 eliminates the needs for the borrower to pay private mortgage insurance (PMI).

Home Equity Conversion Mortgage

For those 62 years of age or older, a Reverse mortgage allows you to convert part of the equity in your home into cash without having to sell your home or pay additional monthly bills.

And many, many more

Citywide prides itself on having the products that our customers need. Don't see the loan program you were looking for? Reach out to us and ask- we're sure to have a program to fit your needs.

Get Started Today and Make a Change.

Apply Now