Su casa es un activo importante, ya sea su primera casa, su casa de vacaciones, su propiedad de alquiler o su casa de retiro, encontraré un préstamo que funcione para su estilo de vida. ¡Trabajemos juntos para encontrar algo que sea adecuado para su familia!
La nación tiene más de 70 oficinas y anualmente se originan más de $ 3 mil millones en préstamos para viviendas residenciales. Citywide ofrece una cartera completa de productos para satisfacer las necesidades únicas de los compradores de viviendas latinos, que incluyen préstamos para construcción y renovación, a diferencia de cualquier otro disponible en el área. Nuestro personal que habla español tiene experiencia en todo tipo de préstamos residenciales, incluidos VA, Convencionales, FHA y más. Si necesita una solución de préstamo, ¡no dude en ponerse en contacto y comenzar hoy mismo!
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Licensed by the Department of Business Oversight Under the California Residential Mortgage Lending Act RMLA #4131296. California Finance Lenders Law License #6031344.
Washington Consumer Loan Company License #CL-67180.
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Conventional
Traditional loan programs that usually require at least 5% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary.
VA
Offers long term home loans to active duty US Military service members, eligible American veterans and reserves or their surviving spouses. Citywide offers reduced fees on VA Loans and even has Veteran Loan Officers on staff that can assist you with your VA Loan.
Construction Loans
A short term interim loan for financing the cost of new home construction. The loan is made directly to the borrower and managed by Citywide’s experienced Construction Department.
State Bond
Programs that offer 100% financing to first time and repeat homebuyers. These low cost, low interest mortgage programs enable more people to invest in their own homes.
Rural Housing
USDA programs that provide homeownership opportunities to individuals in qualifying rural areas.
Jumbo
Loan programs that offer financing for loan amounts greater than the convention or high balance limits.
FHA
FHA-insured loans require very little cash investment to close a loan as well as offering more flexibility in calculating household income and payment ratios.
Home Renovation
Designed to create opportunities to repair or improve existing homes and increase the value of the home in a single mortgage with low, fully amortized, rates.
Down Payment Assistance
Loan programs and grants designed to help homebuyers with a portion of, or all of, the down payment required to purchase their new home.
ARMs
A variable rate mortgage, ARMs typically have a lower initial rate than a fixed-rate mortgage. A cap limits the increases in P&I at each adjustment.
Interest Only
An interest-only loan is a loan in which, for a set term, the borrower pays only the interest on the principal balance, with the principal balance unchanged.
80/10/10
Commonly referred to as a piggyback loan, 80/10/10 eliminates the needs for the borrower to pay private mortgage insurance (PMI).
Home Equity Conversion Mortgage
For those 62 years of age or older, a Reverse mortgage allows you to convert part of the equity in your home into cash without having to sell your home or pay additional monthly bills.
And many, many more
Citywide prides itself on having the products that our customers need. Don't see the loan program you were looking for? Reach out to us and ask- we're sure to have a program to fit your needs.