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About Ryan Monson

Ryan is an experienced business development professional, revenue leader, and strategy partner with strong accomplishments and a tenured, 25-year track record in the nutraceutical, loyalty marketing, SaaS, and mortgage lending spaces. After being a top loan originator for many years, his career path took him down a few different paths where he was successful in several national level capacities in other high-profile business segments. His love and experience in residential lending has recently led him back to the mortgage space and we couldn’t be happier or more thrilled that he’s aligned himself with Citywide.

Ryan measures his success by the success of those with whom he works, and he thrives on developing and implementing creative, people-centric solutions that pave the way for better relationships, increased revenue, and the long-term value those relationships create.

Ryan’s role at Citywide is to identify, target, and cultivate strategic partnerships strong leaders that allow mortgage lenders to work more efficiently with an arsenal of productivity tools not found elsewhere in the space. Together with Justin Peterson in Citywide’s Strategic Initiatives group, Ryan helps to improve and streamline different processes and procedures critical to the customer experience.

When not working he stays busy raising his two teenage boys, Trace and Drew, and most enjoys watching them play high school football.  When not being a cheerleader, Ryan likes to spend time with friends and tries to find on occasional afternoon for 18 holes.

I measure my success by the success of those with whom I work, call me today to learn more.

List of Select Loan Programs Offered


Traditional loan programs that usually require at least 5% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary.


Offers long term home loans to active duty US Military service members, eligible American veterans and reserves or their surviving spouses. Citywide offers reduced fees on VA Loans and even has Veteran Loan Officers on staff that can assist you with your VA Loan.

Construction Loans

A short term interim loan for financing the cost of new home construction. The loan is made directly to the borrower and managed by Citywide’s experienced Construction Department.

State Bond

Programs that offer 100% financing to first time and repeat homebuyers. These low cost, low interest mortgage programs enable more people to invest in their own homes.

Rural Housing

USDA programs that provide homeownership opportunities to individuals in qualifying rural areas.


Loan programs that offer financing for loan amounts greater than the convention or high balance limits.


FHA-insured loans require very little cash investment to close a loan as well as offering more flexibility in calculating household income and payment ratios.

Home Renovation

Designed to create opportunities to repair or improve existing homes and increase the value of the home in a single mortgage with low, fully amortized, rates.

Down Payment Assistance

Loan programs and grants designed to help homebuyers with a portion of, or all of, the down payment required to purchase their new home.


A variable rate mortgage, ARMs typically have a lower initial rate than a fixed-rate mortgage. A cap limits the increases in P&I at each adjustment.

Interest Only

An interest-only loan is a loan in which, for a set term, the borrower pays only the interest on the principal balance, with the principal balance unchanged.


Commonly referred to as a piggyback loan, 80/10/10 eliminates the needs for the borrower to pay private mortgage insurance (PMI).

Home Equity Conversion Mortgage

For those 62 years of age or older, a Reverse mortgage allows you to convert part of the equity in your home into cash without having to sell your home or pay additional monthly bills.

And many, many more

Citywide prides itself on having the products that our customers need. Don't see the loan program you were looking for? Reach out to us and ask- we're sure to have a program to fit your needs.

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