Meticulous and committed to each customer he works with, Tony uses his passion for relationships and vast experience in the mortgage industry to give every single client he works with the service they deserve. From the first conversation to the handshake the day you close, Tony promises a unique and refreshing mortgage experience.
Outside of work Tony is a committed father and light-hearted friend who enjoys splitting his time between Southern California and Utah. Between the two locales there’s more than enough excitement to keep Tony busy and smiling from ear to ear.
If your looking for superb communication, a straight-forward process, and options that suit your needs and life, give Tony a call, he’s excited to work with you!
We think you are awesome! It is just amazing how in 4 months you were able to work with our credit and help us get into a home. We have been trying for 5 years to get a home and it was always the same thing: denied, denied, denied! You made the process so easy and we cannot thank you enough. We are so excited to have our own home!
Tony was great! He was incredibly helpful in explaining, in detail, the process of a home loan. His follow up was amazing; keeping us in the loop the whole time. He was so helpful when we had a few issues on our title that needed to be resolved. He went "above and beyond" to help resolve the issues, allowing us to take advantage of the current low interest rates. I would recommend Tony's help to anyone looking for mortgage assistance.
I had the most positive experience with Tony Pinto. He managed my loan through the process seamlessly, helped me to compile all of the necessary documentation and kept in touch with me throughout the process so I was always aware what was going on. I couldn't have asked for a more professional yet friendly and personable experience. Tony is also extremely knowledgeable and always seemed to have my best interests at heart. You can be sure that when I encounter someone, I will certainly highly recommend Tony.
Traditional loan programs that usually require at least 5% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary.
Offers long term home loans to active duty US Military service members, eligible American veterans and reserves or their surviving spouses. Citywide offers reduced fees on VA Loans and even has Veteran Loan Officers on staff that can assist you with your VA Loan.
A short term interim loan for financing the cost of new home construction. The loan is made directly to the borrower and managed by Citywide’s experienced Construction Department.
Programs that offer 100% financing to first time and repeat homebuyers. These low cost, low interest mortgage programs enable more people to invest in their own homes.
USDA programs that provide homeownership opportunities to individuals in qualifying rural areas.
Loan programs that offer financing for loan amounts greater than the convention or high balance limits.
FHA-insured loans require very little cash investment to close a loan as well as offering more flexibility in calculating household income and payment ratios.
Designed to create opportunities to repair or improve existing homes and increase the value of the home in a single mortgage with low, fully amortized, rates.
Loan programs and grants designed to help homebuyers with a portion of, or all of, the down payment required to purchase their new home.
A variable rate mortgage, ARMs typically have a lower initial rate than a fixed-rate mortgage. A cap limits the increases in P&I at each adjustment.
An interest-only loan is a loan in which, for a set term, the borrower pays only the interest on the principal balance, with the principal balance unchanged.
Commonly referred to as a piggyback loan, 80/10/10 eliminates the needs for the borrower to pay private mortgage insurance (PMI).
For those 62 years of age or older, a Reverse mortgage allows you to convert part of the equity in your home into cash without having to sell your home or pay additional monthly bills.
Citywide prides itself on having the products that our customers need. Don't see the loan program you were looking for? Reach out to us and ask- we're sure to have a program to fit your needs.