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Visalia Branch
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Citywide has more than 70 offices nationwide, and originates more than $3 Billion in residential home loans, annually. Citywide offers a full portfolio of products to meet the needs of the California market, including construction and renovation loans. Our staff is experienced in all manner of residential loans including VA, Conventional, FHA and more. If you’re in need of a lending solution, don’t hesitate to reach out to us and get started today!

"We make the loan process simple"

Contact Info
Direct Phone (559) 333-5575
Office Phone (559) 490-7495
Fax (559) 490-7510
NMLS 1637452
    Take Action & Make a Change Today.

    "We make the loan process simple"

    The Team
    Regional Manager, South Central Valley California
    Senior Loan Officer
    Loan Officer
    Loan Officer
    Loan Officer
    Loan Officer
    Loan Officer
    Loan Officer
    Loan Officer
    Amanda Soto
    Loan Officer Assistant
    Elise Flores
    Assistant to Anthony Gonzales
    Renee Janzen
    Set-Up Processor
    List of Select Loan Programs Offered

    Conventional

    Traditional loan programs that usually require at least 5% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary.

    VA

    Offers long term home loans to active duty US Military service members, eligible American veterans and reserves or their surviving spouses. Citywide offers reduced fees on VA Loans and even has Veteran Loan Officers on staff that can assist you with your VA Loan.

    Construction Loans

    A short term interim loan for financing the cost of new home construction. The loan is made directly to the borrower and managed by Citywide’s experienced Construction Department.

    State Bond

    Programs that offer 100% financing to first time and repeat homebuyers. These low cost, low interest mortgage programs enable more people to invest in their own homes.

    Rural Housing

    USDA programs that provide homeownership opportunities to individuals in qualifying rural areas.

    Jumbo

    Loan programs that offer financing for loan amounts greater than the convention or high balance limits.

    FHA

    FHA-insured loans require very little cash investment to close a loan as well as offering more flexibility in calculating household income and payment ratios.

    Home Renovation

    Designed to create opportunities to repair or improve existing homes and increase the value of the home in a single mortgage with low, fully amortized, rates.

    Down Payment Assistance

    Loan programs and grants designed to help homebuyers with a portion of, or all of, the down payment required to purchase their new home.

    ARMs

    A variable rate mortgage, ARMs typically have a lower initial rate than a fixed-rate mortgage. A cap limits the increases in P&I at each adjustment.

    Interest Only

    An interest-only loan is a loan in which, for a set term, the borrower pays only the interest on the principal balance, with the principal balance unchanged.

    80/10/10

    Commonly referred to as a piggyback loan, 80/10/10 eliminates the needs for the borrower to pay private mortgage insurance (PMI).

    Home Equity Conversion Mortgage

    For those 62 years of age or older, a Reverse mortgage allows you to convert part of the equity in your home into cash without having to sell your home or pay additional monthly bills.

    And many, many more

    Citywide prides itself on having the products that our customers need. Don't see the loan program you were looking for? Reach out to us and ask- we're sure to have a program to fit your needs.

    Get Started Today and Make a Change.

    Apply Now