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Our home mortgage team is ready to help you get the best rate possible. Find a loan officer today to get started.

Wendi Cook
Senior Loan Officer
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Passionate about helping individuals achieve their homeownership dreams, Wendi is a seasoned mortgage professional with 18 years of experience in the industry. Known for her deep understanding of the ever-changing mortgage landscape, Wendi takes priced in guiding clients through the intricacies of the home loan process. With a commitment to providing personalized and tailored solutions, Wendi has successfully assisted countless individuals and families in securing the ideal mortgage for their unique needs.

Adept at navigating the complexities of the financial markets, Wendi stays current on industry trends and regulations, ensuring clients benefit from the latest insights and options. Known for her transparent communication style, clients appreciate Wendi’s ability to explain the mortgage process, making it a seamless and empowering experience. Whether you’re a first-time homebuyer, or seeking investment property financing, Wendi is dedicated to providing exceptional service and fostering lasting relationships. Trust Wendi to be your reliable partner in achieving your homeownership and financial goals.

About Wendi Cook

Passionate about helping individuals achieve their homeownership dreams, Wendi is a seasoned mortgage professional with 18 years of experience in the industry. Known for her deep understanding of the ever-changing mortgage landscape, Wendi takes priced in guiding clients through the intricacies of the home loan process. With a commitment to providing personalized and tailored solutions, Wendi has successfully assisted countless individuals and families in securing the ideal mortgage for their unique needs.

Adept at navigating the complexities of the financial markets, Wendi stays current on industry trends and regulations, ensuring clients benefit from the latest insights and options. Known for her transparent communication style, clients appreciate Wendi’s ability to explain the mortgage process, making it a seamless and empowering experience. Whether you’re a first-time homebuyer, or seeking investment property financing, Wendi is dedicated to providing exceptional service and fostering lasting relationships. Trust Wendi to be your reliable partner in achieving your homeownership and financial goals.

Contact Info
Direct Phone (909) 455-6271
Office Phone (909) 942-2032
Fax
NMLS 1658844
  • AZ
  • CA

AZ BK #0913402.

Licensed by the Department of Financial Protection and Innovation Under the California Residential Mortgage Lending Act RMLA #4131296. California Finance Lenders Law License #6031344

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List of Select Loan Programs Offered

Conventional

Traditional loan programs that require at least a 3% down payment and offer competitive interest rates. Full Income documentation and fair-to-good credit are necessary.

VA

Offers long term home loans to active duty US Military service members, eligible American Veterans and Reservists or their surviving spouses. Citywide offers reduced fees on VA Loans and even has Veteran Loan Officers on staff that can assist you with your VA Loan.

Construction Loans

A short term interim loan for financing the cost of new home construction. The loan is made directly to the borrower and managed by Citywide’s experienced Construction Department.

State Bond

Programs that offer 100% financing to first time and repeat homebuyers. These low cost, low interest mortgage programs enable more people to invest in their own homes.

Rural Housing

USDA programs that provide homeownership opportunities to individuals in qualifying rural areas.

Jumbo

Loan programs that offer financing for loan amounts greater than the conventional or high balance loan limits.

FHA

FHA-insured loans require very little cash investment to close and offer more flexibility in calculating household income and payment ratios.

Home Renovation

Designed to create opportunities to repair or improve existing homes and increase the value of the home in a single mortgage with low, fully amortized, interest rates.

Down Payment Assistance

Loan programs and grants designed to help homebuyers with a portion of, or all of, the down payment required to purchase their new home.

ARMs

A variable rate mortgage, ARMs typically have a lower initial rate than a fixed-rate mortgage. A cap limits the increases in P&I at each adjustment.

Interest Only

An interest-only loan is a loan in which, for a set term, the borrower pays only the interest on the principal balance, with the principal balance unchanged.

80/10/10

Commonly referred to as a piggyback loan, 80/10/10 eliminates the needs for the borrower to pay private mortgage insurance (PMI).

hecm

Home Equity Conversion Loans, for those 62 years of age or older, allow you to convert part of the equity in your home into a non-taxed source of income and avoid any future mortgage payments, giving you the peace of mind that you can live in your home for life, as long as you continue to pay the property taxes and homeowners insurance.

HELOC

Tackle your high-interest rate debt or remodel your kitchen! Why wait weeks or months on a bank to borrow the money you need? Get your money in just days with our fixed-rate, digital HELOC.

And many, many more

Citywide prides itself on having the products that our customers need. Don't see the loan program you were looking for? Reach out to us and ask - we're sure to have a program to fit your needs.

Get Started Today and Make a Change.

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