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In business for more than 20 years with 65 offices and 700 employees, Citywide Home Loans is Woodside Arizona’s trusted mortgage partner. With some of the most competitive rates in Arizona, Citywide combines fantastic service with superior rates and the result is the highest customer satisfaction scores of any Woodside lending partner. Our program includes multiple layers of communications to ensure that you are well educated and informed every step of the way. Additionally, we do three formal surveys throughout the process to ensure that we are hitting the mark and shattering your expectations. With the best rates, communications, technology (have you seen our mobile app?), and the best customer satisfaction scores at Woodside, you can count on the team and Citywide Home Loans to deliver a fantastic mortgage experience!
Click on your Loan Officer below to learn more about them and apply!
Demand the best from your lender, demand Citywide!
AZ BK #0913402.
Demand the best from your lender, demand Citywide!
Traditional loan programs that usually require at least 5% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary.
Offers long term home loans to active duty US Military service members, eligible American veterans and reserves or their surviving spouses. Citywide offers reduced fees on VA Loans and even has Veteran Loan Officers on staff that can assist you with your VA Loan.
A short term interim loan for financing the cost of new home construction. The loan is made directly to the borrower and managed by Citywide’s experienced Construction Department.
Programs that offer 100% financing to first time and repeat homebuyers. These low cost, low interest mortgage programs enable more people to invest in their own homes.
USDA programs that provide homeownership opportunities to individuals in qualifying rural areas.
Loan programs that offer financing for loan amounts greater than the convention or high balance limits.
FHA-insured loans require very little cash investment to close a loan as well as offering more flexibility in calculating household income and payment ratios.
Designed to create opportunities to repair or improve existing homes and increase the value of the home in a single mortgage with low, fully amortized, rates.
Loan programs and grants designed to help homebuyers with a portion of, or all of, the down payment required to purchase their new home.
A variable rate mortgage, ARMs typically have a lower initial rate than a fixed-rate mortgage. A cap limits the increases in P&I at each adjustment.
An interest-only loan is a loan in which, for a set term, the borrower pays only the interest on the principal balance, with the principal balance unchanged.
Commonly referred to as a piggyback loan, 80/10/10 eliminates the needs for the borrower to pay private mortgage insurance (PMI).
For those 62 years of age or older, a Reverse mortgage allows you to convert part of the equity in your home into cash without having to sell your home or pay additional monthly bills.
Citywide prides itself on having the products that our customers need. Don't see the loan program you were looking for? Reach out to us and ask- we're sure to have a program to fit your needs.
For consumer support and inquiries please contact our Consumer Solutions Dept. at 1 (866) 508-5515 or by email to consumersolutions@citywidehomeloans.com.